Acceptance and website use
By accessing or using Personal Loan Finder, you agree to these terms. If you do not agree, stop using the website.
You may use the site for personal, lawful and non-commercial purposes. You must not interfere with its operation, attempt unauthorised access, upload malicious code, submit deliberately false information or otherwise harm the site or its users. We may suspend access, reject an enquiry or take other reasonable action in response to misuse.
General information and estimates
Website content is general information, not personal financial or legal advice or a recommendation that a product suits your circumstances. Consider your objectives, financial situation and needs, and check current provider documents before relying on a product, offer or example.
Calculators, comparisons and worked examples are illustrative unless stated otherwise. They do not guarantee an exact repayment, rate, approval, product availability, funding time or lender decision.
Content and intellectual property
Unless stated otherwise, content is owned by or licensed to Rate Challenge and the businesses operating within the Rate Challenge Group. You may view and use it for personal, non-commercial purposes. You must not copy, republish, scrape, reproduce, modify or distribute substantial parts without permission, except where the law allows.
Forms, enquiries and privacy
Provide accurate information to the best of your knowledge. Rate Challenge receives and handles enquiries submitted through Personal Loan Finder. Relevant information may be passed to the broker or business handling the next stage of your enquiry, as explained in our Privacy Policy.
Third-party services
The site may link or refer you to other websites, providers, partners or brokers. We are not responsible for their websites, content, products or services. Their own terms, privacy policies and product documents may apply to any dealings you have with them.
Accuracy and availability
We aim to keep the site useful and reasonably up to date, but do not warrant that it is always complete, current, uninterrupted, secure or error-free. Content, product details and features may change without notice, and the site may be unavailable at times.
Liability and your rights
To the maximum extent permitted by law, we exclude liability for loss or damage arising from your use of, or inability to use, the site, or reliance on its general information, examples, calculators, comparisons or third-party content.
Nothing in these terms excludes, restricts or modifies any consumer right, guarantee, remedy or protection that cannot lawfully be excluded. These terms operate subject to those rights.
Operator and contact
Personal Loan Finder is operated by TASV PTY LTD as trustee for Warburton Family Trust, trading as Rate Challenge. Trust ABN 79 956 089 604. Credit assistance: Credit Representative No. 567366 under Australian Credit Licence No. 390261. Ask us for the applicable Credit Guide.
For questions, email info@personalloanfinder.au or call 0407 908 024.
Governing law and changes
These terms are governed by the laws applicable in Australia. The parties submit to the courts with jurisdiction over any dispute arising from use of the site.
We may update these terms from time to time. The current version will be published here. They do not replace lender documents, provider terms or a separate agreement applying to a product or enquiry.